Transaction and Payment gateway fee

Yapp lets you choose who pays the platform and payment fees, you or your fans. You can split the Yapp transaction fee however you want, and also decide who will pay the payment gateway fee

Platform Fee (4-5%):

Yapp charges a small platform fee of 4–5% per transaction, with the exact rate depending on whether you sign up directly or through a referral/agency

• Flexible Platform Fee Split:

  Creators can configure how this fee is shared between them and their fans using a slider in their settings.

  For example:

  • 2% paid by the fans, 2% covered by the creator. (if platform fee is 4%).

  • Or 3% fans, 1% creator, up to their preference.

  • Fully paid by fans.

  • Fully absorbed by creators.

Payment Gateaway Fee

Payment method	Fee	Minimum Transaction
VA Mandiri	IDR 3500	IDR 10.000
VA BNI	IDR 3500	IDR 10.000
VA BRI	IDR 3500	IDR 10.000
VA CIMB	IDR 3500	IDR 10.000
VA Permata	IDR 3500	IDR 10.000
QRIS	1%	IDR 10.000
Credit Card	6-7%	IDR 500.000

Platform Fee Handling:

Creators can also decide how the payment gateway fees are handled:

• Fully paid by fans.

• Fully absorbed by creators.

🛍️ Digital Product Sales

You can adjust:

• How the 4% Yapp transaction fee is split between you and your fans.

• Who covers the payment gateway fee (QRIS, bank transfer, or credit card).

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💸 What This Means (Example with IDR 100,000 Product)

✅

Default Setting

• Product price: IDR 100,000

• Yapp Fee Split: 1% (Creator), 3% (Fans)

• Payment Gateway Fee: Paid by Fans (QRIS: 1%)

Fan Pays = 100,000 + 3% (Yapp) + 1% (QRIS) = IDR 104,000

Creator Receives = 100,000 - 1% (Yapp) = IDR 99,000

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Scenario A – Creator Covers All Fees

• Yapp Fee Split: 4% (Creator), 0% (Fans)

• Payment Gateway Fee: Paid by Creator (QRIS: 1%)

Fan Pays = IDR 100,000 (flat)

Creator Receives = 100,000 - 4% (Transaction Fee) - 1% (QRIS) = IDR 95,000

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Scenario B – Fans Cover All Fees

• Transaction Fee Split: 0% (Creator), 4% (Fans)

• Payment Gateway Fee: Paid by Fans (Credit card: 3%)

Fan Pays = 100,000 + 4% (Transaction fee) + 3% (CC) = IDR 107,000

Creator Receives = IDR 100,000 (full)

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💖 Tips

You can also adjust how the fees are handled for tips:

• Split the 4% Yapp tip fee between you and your fans.

• Decide who pays the payment fee (e.g., IDR 3,500 for bank transfer, 3% for credit card, etc.).

Example: Fan tips IDR 100,000

• Default = 4% (charged to fan), gateway fee also charged to fan

• Fan Pays = 100,000 + 4% + payment fee

• You Receive = IDR 100,000